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What to do after a car crash
These checklists come straight from each state's insurance or transportation department. They are general information, not legal advice. If anyone is hurt, call 911 first.
Florida
From the Florida Department of Transportation crash safety checklist and FLHSMV.
- Check for injuries. If anyone is hurt, call 911 right away, wait for responders, and do not move the vehicles.Source: fdotwww.blob.core.windows.net, checked Oct 24, 2026
- If no one is hurt and the vehicles can be driven, move them off the road to the nearest safe place. Florida law requires this.Source: fdotwww.blob.core.windows.net, checked Oct 24, 2026
- Call 911 to report the crash, give your location and direction of travel, and follow the dispatcher’s instructions.Source: fdotwww.blob.core.windows.net, checked Oct 24, 2026
- Exchange driver, vehicle and insurance information.Source: fdotwww.blob.core.windows.net, checked Oct 24, 2026
- If someone is injured or killed, or estimated damage is $500 or more, law enforcement must be contacted right away.Source: flhsmv.gov, checked Oct 24, 2026
Louisiana
From the Louisiana Department of Insurance, Consumer’s Guide to Auto Insurance.
- Call the police right away, and call 911 if anyone is hurt.Source: ldi.la.gov, checked Oct 24, 2026
- If it is safe, take photos of the scene and write notes.Source: ldi.la.gov, checked Oct 24, 2026
- Exchange name, address, phone number, license plate, driver’s license number and insurance information with the other driver.Source: ldi.la.gov, checked Oct 24, 2026
- Notify your insurance agent or company.Source: ldi.la.gov, checked Oct 24, 2026
- Get a copy of the police report for your records, no matter who was at fault.Source: ldi.la.gov, checked Oct 24, 2026
Texas
From the Texas Department of Insurance, “Were you in a wreck?”.
- If no one was injured, move out of the road.Source: tdi.texas.gov, checked Oct 24, 2026
- If someone was injured or the other driver drove away, call the police. Get a copy of the police report for your insurance company.Source: tdi.texas.gov, checked Oct 24, 2026
- Take a picture of the other driver’s insurance card and driver’s license, or write down their name, phone number, insurance company and policy number. Give them your information.Source: tdi.texas.gov, checked Oct 24, 2026
- Call your insurance company to report the accident.Source: tdi.texas.gov, checked Oct 24, 2026
- If you saw a doctor, keep your medical records and bills to show your insurance company.Source: tdi.texas.gov, checked Oct 24, 2026
- You can take your car to any body shop you choose.Source: tdi.texas.gov, checked Oct 24, 2026